Vehicle Collision Risk Index
Despite the driving record of your insured, if they live or drive in areas of high Collision Risk, you are exposed to the risk of collision by other vehicles and drivers.
Location, Inc. offers the only neighborhood specific Index of Collision Risk available today. Despite the driving record of your insured, if they live in or drive the surface streets in areas with a high Collision Risk Index, you are further exposed to the risk of collision by other vehicles and drivers.
This Collision Risk Index is a special product of Location, Inc., built from thousands of data points and expressed on a 1-100 scale, helping insurers and transportation companies proactively incorporate such risk into the underwriting process and route planning to manage exposure.
This exclusive spatial risk layer is designed for use by property and casualty insurance companies, and for transportation companies for route planning, transportation logistics, and vehicle risk assessment. Paired with our crime data, these products provide even greater transportation risk insight.
Access: Location, Inc.'s Collision Risk Index can be pulled by the address of the insured or prospective insured either manually, or direct server-to-server to be fed into existing underwriting models, or the data set is available in shape file format covering neighborhood polygons for route planning, transportation logistics, and vehicle risk assessment, placed behind your firewall. National coverage.
Example: Surface Street Vehicle Collision Risk by neighborhood, Brooklyn, NY